DRS question: Do we actually need a Foreign Exchange account?

2021.11.29 03:30 TruckerJay DRS question: Do we actually need a Foreign Exchange account?

DRS question: Do we actually need a Foreign Exchange account? Kia ora all,
Just hoping for a bit of advice from someone who has completed the DRS process and got their CS account fully set up. I've got a chunk of my eggs tucked away safely in their CS basket, but need to add the last touches and then work on moving some more moon tickets to the pool.
I've read u/deaddevotion 's NZ DRS guide from the sub's pins (you fucking legend!)
In there, it talks about setting up a USD foreign exchange/foreign currency account for CS to deposit USD into and to use for buying more shares through CS. Alternatively, we can set up a Wise account for USD. This is easy enough to do (I'm with BNZ, who confirmed I can do this all online, in a day) but I do get charged a small monthly fee to have a FOREX account (not too bothered by this but it's just extra steps).
Was mucking around in my CS profile though to get a feel for what details/requirements I would need on the CS end, before I go and set up my FOREX account.
I came to this screen:
https://preview.redd.it/byho6cd39h281.png?width=931&format=png&auto=webp&s=9e5e37f5ba2121a95641bd3b1c15fc7419d90edd
And the next page looks like this:

https://preview.redd.it/j80iomoaah281.png?width=931&format=png&auto=webp&s=b76f001931281423f8700b7b06c18c9b87be0b2b
It seems to imply that I can just enter my regular NZD account and CS will deposit money into my account in NZD at whatever the going exchange rate is at the time. Has anyone else set their CS profile up like this??
Just seems way simpler than the whole Transferwise /FOREX account method?
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2021.11.29 03:30 AutoModerator What are your daily observations? [ 29 November 21 ]

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